First Mortgages
NHSSV, Your Non-Profit, Fannie Mae Approved First Mortgage Lender!
Click Here for our Lending Department Program Description Click Here for our Lending Department Underwriting Guidelines We believe in secure and appropriate financing for our homebuyers. NHSSV originates conventional thirty-year, fully amoritized fixed-rate loans underwritten to Fannie Mae standards.
- Our loan agents are experts in Fannie Mae’s thirty-year, fixed-rate loan products.
- We will help you understand how these and other special mortgage products can be combined to increase your purchasing power.
Subordinate Financing
 NHSSV Helps Bridge the Affordability Gap for First-Time Homebuyers!
NHSSV works with a number of cities that administer below market-rate and deferred subordinate loan programs. These cities include San José, Santa Clara, Campbell, Los Altos, and Salinas, among others.
Down payment assistance helps increase your buying power in today’s real estate market! To learn more about our subordinate financing services, please sign up for a NHSSV Orientation. To sign up for the two-hour Orientation Workshop, please Click Here or contact our Loan Officer Karen Nguyen by email at knguyen@nhssv.org or at 408.579.6521 | 
